Fixed Deposits-Personal Finance-The Economic Times

SBI raises fixed deposit rates in foreign currency by 1.75 pc

Mon, 07 May 2012 16:51:42 GMT

For FCNR (B) dollar-denominated deposit, interest rate has been increased by 0.75% to 3.05% from 2.30% for a maturity of 1-2 years, SBI said.

Federal Bank hikes interest rate on term deposits

Tue, 03 Apr 2012 12:07:44 GMT

Federal Bank has hiked the rate of interest on both-- resident as well as NRE term deposits for a period of 1 year to 10% effective from April 3.

Smart things to know: Floating rate term deposits

Mon, 26 Mar 2012 02:30:00 GMT

Floating rate term deposits (FRDs) are a variant of fixed deposits, wherein the rate of interest is not fixed for the entire duration and keeps changing depending on the market rates.

Should you put your money in company FDs?

Mon, 21 Nov 2011 22:00:54 GMT

You don't have to be an investment wizard to figure out that rates offered by cos are the best and you should park some money in their FD schemes.

New norms soon for FDs, financial instruments

Thu, 17 Nov 2011 00:54:55 GMT

For years, the validity period of cheques, pay orders and demand drafts or bankers' cheque has been six months. This, however, is to set to change.

Reserve Bank eases rules for repayment of fixed deposits

Tue, 08 Nov 2011 04:15:11 GMT

It said that the signatures of both the depositors may have to be obtained, in case the deposit is to be paid before maturity.

Repo rate hike: You can bet on 10% deposit rate

Tue, 20 Sep 2011 02:56:16 GMT

This might be best time for depositors to lock-in for long-term schemes since most banks are betting on interest rates to start moving downward.

A good time to have bank fixed deposits

Fri, 12 Aug 2011 04:15:50 GMT

Experts say as of now deposits offer better returns than PPF or post office term deposits.

RBI rate hike: FDs turn safe and attractive investment

Mon, 01 Aug 2011 16:14:18 GMT

While the Reserve Bank of India has yet again raised its key policy rates - repo and reverse repo - in a bid to tame inflation, FDs are the flavour of the season.

RBI rate hike: Stay locked in FDs; avoid sensitive stocks like banking, auto & realty

Tue, 26 Jul 2011 23:36:00 GMT

Financial planners suggest that investors should continue with the strategy of locking their money in products that come with a specific tenure such as FMPs & FDs.

Company FDs come with high returns, risks too

Tue, 12 Jul 2011 09:16:51 GMT

Usually cos with weak financials offer higher returns on FDs; check the credit ratings before you put money in a company FD.

SIDBI offers 9.84% yield on 12-13 month fixed deposits

Wed, 06 Jul 2011 11:45:54 GMT

SIDBI offers an interest rate of 9.50 per for fixed deposits of 12-13 months duration; 9.25 per cent for fixed deposits of 14-36 months' duration and 9 per cent for fixed deposits of 37-60 months duration.

SIDBI offers 9.84% yield on 12-13 month fixed deposits

Wed, 06 Jul 2011 11:45:54 GMT

Control your investment optimism

Sun, 03 Jul 2011 23:08:23 GMT

Many investors fall easy prey to overconfidence. Find out how to rein it in to minimise your losses.

Smart things to know: Loans against fixed deposits

Sun, 03 Jul 2011 22:49:08 GMT

Investors can raise funds against FDs without having to break these by taking an overdraft. So the FD continues to earn interest for the investor.

Bank fixed deposits still attractive than proposed rates of small savings

Thu, 09 Jun 2011 12:27:01 GMT

At the current market condition, the term deposit rates are as much as 50 bps higher than the returns offered by small savings scheme.

Bonds, company fixed deposits are products offering high interest rates

Mon, 06 Jun 2011 20:45:10 GMT

With interest rates inching up, company deposits and bonds have caught their attention. And guess what? They really have a lot to choose from these days.

Monitor fixed deposits for better returns

Sun, 05 Jun 2011 21:32:23 GMT

Instead of opting for automatic renewal on maturity, track your fixed deposit and shift it to a tenure with higher returns in the same bank or a new one.

Why Fixed Deposits are not good for your child

Sun, 17 Apr 2011 23:25:06 GMT

While PPF and bank deposits are favoured investment options, parents should explore more tax-efficient avenues for their children.

Central Bank of India slashes fixed deposit rates by up to 1%

Mon, 04 Apr 2011 15:25:59 GMT

Central Bank of India has reduced the fixed deposit rates by up to 100 basis points on select maturities, signaling reversal of the trend of rising rate.

In times of rising inflation, make a beeline for fixed deposits

Tue, 29 Mar 2011 00:42:09 GMT

The one silver lining in a marketplace where prices have been rising is higher interest rates that savers will get on their investments in fixed-income securities.

Some banks offer senior citizens 1% more on fixed deposits

Mon, 28 Mar 2011 00:02:12 GMT

While banks have traditionally offered them 0.25-0.5% higher rates on fixed deposits compared with that to ordinary investors, now some banks are offering senior citizens almost 1% more.

ET Wealth: Some banks offer senior citizens 1% more on fixed deposits

Mon, 28 Mar 2011 00:02:12 GMT

While banks have traditionally offered them 0.25-0.5% higher rates on fixed deposits compared with that to ordinary investors, now some banks are offering senior citizens almost 1% more.

How safe are corporate Fixed Deposits?

Sun, 27 Mar 2011 19:59:09 GMT

Company deposits offer higher rates than bank FDs, but invest in them only if they have a high credit rating.

ET Wealth: How safe are corporate Fixed Deposits?

Sun, 27 Mar 2011 19:59:09 GMT

Company deposits offer higher rates than bank FDs, but invest in them only if they have a high credit rating.