Loan Centre-Personal Finance-The Economic Times

PSBs finding it tough to increase housing loans tenure to soften impact of repeated increase in interest rate

Thu, 08 Sep 2011 05:22:07 GMT

Bankers said as far as possible they were trying to increase the tenure but in a majority of cases the extended term of the home loan was exceeding the working life of the borrower.

PSBs finding it tough to increase housing loans tenure to soften impact of repeated increase in interest rate

Thu, 08 Sep 2011 05:22:07 GMT

Bankers said as far as possible they were trying to increase the tenure but in a majority of cases the extended term of the home loan was exceeding the working life of the borrower.

Now, pre-pay your home and car loans without penalty

Wed, 07 Sep 2011 01:02:14 GMT

"Banks must not recover pre-payment charges in floating rate loans," RBI said in a statement on proceedings of Banking Ombudsman Conference.

Now, pre-pay your home and car loans without penalty

Wed, 07 Sep 2011 01:02:14 GMT

"Banks must not recover pre-payment charges in floating rate loans," RBI said in a statement on proceedings of Banking Ombudsman Conference.

Pre-pay your home and car loans without penalty, courtesy RBI

Tue, 06 Sep 2011 19:36:46 GMT

"Banks must not recover pre-payment charges in floating rate loans," RBI said in a statement on proceedings of Banking Ombudsman Conference.

Pre-pay your home and car loans without penalty, courtesy RBI

Tue, 06 Sep 2011 19:36:46 GMT

"Banks must not recover pre-payment charges in floating rate loans," RBI said in a statement on proceedings of Banking Ombudsman Conference.

In emergency avail gold loans from private banks like HDFC Bank, ICICI Bank or NBFCs like Manappuram Finance and Muthoot Finance

Mon, 05 Sep 2011 22:15:23 GMT

Gold is the ultimate tender. The yellow metal is considered to be one of the most liquid assets in the world.

In emergency avail gold loans from private banks like HDFC Bank, ICICI Bank or NBFCs like Manappuram Finance and Muthoot Finance

Mon, 05 Sep 2011 22:15:23 GMT

Gold is the ultimate tender. The yellow metal is considered to be one of the most liquid assets in the world.

Manage your home loan: How to deal with irregular EMI outflow

Sun, 04 Sep 2011 19:44:39 GMT

The bottom line: if you must fix the home loan rates, do it for just a year. Before signing on the dotted line, make sure that you ask your bank about the EMI and interest rate after the fixed rate tenure ends.

Manage your home loan: How to deal with irregular EMI outflow

Sun, 04 Sep 2011 19:44:39 GMT

Loans of every hue come with certain pitfalls

Thu, 01 Sep 2011 22:11:09 GMT

The financial world is passing through a turbulent phase again. With uncertainty looming large, many have realised that it is time to tighten their purse-strings.

Loans of every hue come with certain pitfalls

Thu, 01 Sep 2011 22:11:09 GMT

The financial world is passing through a turbulent phase again. With uncertainty looming large, many have realised that it is time to tighten their purse-strings.

Senior citizens must plan ahead to avoid faltering on home run

Wed, 31 Aug 2011 23:22:10 GMT

Make sure you do your due diligence while buying the land and, consider your financing options, to make sure that home would become a reality without glitches.

Senior citizens must plan ahead to avoid faltering on home run

Wed, 31 Aug 2011 23:22:10 GMT

Make sure you do your due diligence while buying the land and, consider your financing options, to make sure that home would become a reality without glitches.

6 smart things to know about tax benefits on home loan

Sun, 28 Aug 2011 21:01:03 GMT

Home loan borrowers are entitled to tax benefits under Section 80C and Section 24 of the Income Tax Act. These can be claimed by the property's owner.

6 smart things to know about tax benefits on home loan

Sun, 28 Aug 2011 21:01:03 GMT

Home loan borrowers are entitled to tax benefits under Section 80C and Section 24 of the Income Tax Act. These can be claimed by the property's owner.

Education Loan: Regular repayment will help students establish a good credit profile

Thu, 18 Aug 2011 20:53:16 GMT

Students access credit for various reasons, including financing college education and meeting other personal expenses.

Education Loan: Regular repayment will help students establish a good credit profile

Thu, 18 Aug 2011 20:53:16 GMT

Students access credit for various reasons, including financing college education and meeting other personal expenses.

ICICI Bank surprises with new home loan offering, rate for first two years fixed at 10.75%

Thu, 18 Aug 2011 20:22:50 GMT

The offering from ICICI, whose home loan assets have shrunk 17% from the 2008 peak, may prompt rivals to come out with similar 'teaser loans'.

ICICI Bank surprises with new home loan offering, rate for first two years fixed at 10.75%

Thu, 18 Aug 2011 20:22:50 GMT

The offering from ICICI, whose home loan assets have shrunk 17% from the 2008 peak, may prompt rivals to come out with similar 'teaser loans'.

ICICI Bank surprises with new home loan offering, rate for first two years fixed at 10.75%

Thu, 18 Aug 2011 20:22:50 GMT

The offering from ICICI, whose home loan assets have shrunk 17% from the 2008 peak, may prompt rivals to come out with similar 'teaser loans'.

ICICI Bank surprises with new home loan offering, rate for first two years fixed at 10.75%

Thu, 18 Aug 2011 20:22:50 GMT

The offering from ICICI, whose home loan assets have shrunk 17% from the 2008 peak, may prompt rivals to come out with similar 'teaser loans'.

ICICI Bank launches new fixed rate home loan scheme

Thu, 18 Aug 2011 10:20:44 GMT

ICICI Bank on Thursday launched a fixed-interest-rate home loan scheme, where customer will get home loans at a fixed interest rate for one or two year years, post which the loan will move to floating interest rate.

ICICI Bank launches new fixed rate home loan scheme

Thu, 18 Aug 2011 10:20:44 GMT

Personal loans hold up amid rising interest rates

Thu, 18 Aug 2011 03:16:38 GMT

Despite a series of lending rate increases since March last year, the growth in personal loans remained robust through first half of the year.