Credit Cards-Personal Finance-The Economic Times

Citibank India launches 'PremierMiles Credit Card'

Tue, 22 May 2012 11:07:28 GMT

In a bid to grow its credit card business in the growing air travelling space, Citibank India today launched 'Citibank PremierMiles Credit Card'.

White Paper suggest incentives for use of credit, debit cards

Mon, 21 May 2012 13:27:37 GMT

The White Paper has suggested tax incentives should be provided to encourage use of debit and credit cards and electronic transfer.

Five tips for credit card beginners

Mon, 21 May 2012 03:09:48 GMT

Its unfettered usage can easily lead you into a debt trap, so swiping it judiciously is important. ET Wealth lists out some tips for credit card beginners.

How to help a sibling pay credit card debt without jeopardising one's own finances

Mon, 14 May 2012 03:23:13 GMT

How should Ranjeeta approach this situation so that she can make a decision that will be in her interest?

Credit card numbers dropped in India in 2011: HSBC survey

Sun, 13 May 2012 05:17:40 GMT

The proportion of single card-holders has grown most in India in 2011 at 90%. The second was the Philippines with 84%, followed by Malaysia (80%).

Credit card business gains as defaults fall

Wed, 09 May 2012 03:38:56 GMT

There has been a dramatic drop in credit card defaults in the last one year, according to data compiled by the Credit Information Bureau of India.

Five tips for credit card beginners

Tue, 01 May 2012 14:58:37 GMT

It might be tempting to just flourish your card everywhere, but there are a few lessons you must adhere to if you don't want to end up in a debt trap.

Use the credit card slip to pay tip at hotels and restaurants

Tue, 01 May 2012 04:26:13 GMT

For patrons of high-end restaurants, credit cards provide an opportunity to tip without having to rummage in wallets for small notes.

Why buy a prepaid Forex Card instead cash for your foreign holiday

Fri, 27 Apr 2012 11:17:05 GMT

Experts are Increasingly recommending travellers to go for a prepaid forex card while buying foreign currency.

The advantages of a charge card

Tue, 24 Apr 2012 01:11:47 GMT

If you’re wary of swiping your credit card too often and falling into a debt trap, switch to the convenience and discipline of a charge card.

What you should do if your loan or card application is rejected

Wed, 18 Apr 2012 20:27:09 GMT

Loans and credit cards enable us to access financing to fulfil our wishes. They also help us tide over difficult times.

Q&A: Banking & Finance

Wed, 18 Apr 2012 20:18:43 GMT

If you find that the entry has been shown twice, you have every right to ask the bank to give evidence for the second entry.

How to select the credit card that offers suitable rewards

Mon, 09 Apr 2012 02:51:38 GMT

The cards that give a percentage of the amount spent as cash-back by crediting the card holder is the best on this count.

Credit card spend hits 4-month low in January

Tue, 20 Mar 2012 21:30:20 GMT

Credit card spend fell to a 4-month low in January as customers got into a rush to park money in tax-saving instruments.

Credit card transaction value up 53 per cent at Rs 8,421 crore in December

Mon, 13 Feb 2012 15:14:27 GMT

Credit card transactions worth Rs 8,421 crore were carried out in December, up 53 per cent as compared to the same month in 2010.

Which is the best way to streamline one's credit card usage?

Mon, 23 Jan 2012 03:01:08 GMT

Missed payments on some credit cards, which is affecting your credit score? Then some advice on how to streamline usage and achieve this.

Credit card transaction value up 14.4% at Rs 7,920 cr in Nov

Thu, 12 Jan 2012 17:36:57 GMT

Credit card transactions carried out in November, 2011 were worth Rs 7,920 crore, up 14.4 per cent from that in the same month last year, signifying more transactions through electronic means of payment.

Understanding cash back credit cards

Wed, 11 Jan 2012 19:44:28 GMT

Though the opportunity to save on your bills using a credit card is rather attractive, it's better to know the details.

ICICI Bank launches new platinum card: Rubyx

Wed, 28 Dec 2011 22:14:38 GMT

ICICI Bank - Rubyx, the card entitles cardholders to two cards - one serviced by American Express and the other by MasterCard.

E-payment for all: Kirana’ stores to sell Visa cards

Thu, 22 Dec 2011 00:10:10 GMT

Visa payment cards will be sold in kirana outlets to enable those without cards make electronic payments for travel tickets, utility payments and shopping.

Forex prepaid cards provide a hedge against rupee swings

Wed, 21 Dec 2011 23:45:39 GMT

At a time when the rupee is touching newer lows every other day, it is better you opt for prepaid cards or travellers cheques.

How to settle a credit card row and save your score

Wed, 14 Dec 2011 23:31:46 GMT

One may not have taken a big loan or, for that matter, any loan in the past but, a credit card dispute, however small, could hit credit rating.

StanChart to buy bulk of Barclays' India cards biz: Sources

Tue, 06 Dec 2011 13:04:12 GMT

Standard Chartered has agreed to buy more than half of Barclays' Indian credit card portfolio at a discount to its book value, two sources with direct knowledge of the matter said.

HDFC Bank launches Solitaire, to add 4 mn customers in 2 years

Wed, 30 Nov 2011 12:03:13 GMT

HDFC Bank,that has launched premium credit cards exclusively for women, today said it expects to add 4 million credit card customers in the next two years.

Government mulling proposal to slash charges on credit card defaults

Sun, 27 Nov 2011 23:01:16 GMT

The government is considering a proposal to slash charges imposed by banks on credit card payment defaults to make it more affordable.